[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.dompo.cz\/inflace-slovo-ktere-desi-vetsinu-cechu-jak-i-pres-to-usetrit\/#Article","mainEntityOfPage":"https:\/\/www.dompo.cz\/inflace-slovo-ktere-desi-vetsinu-cechu-jak-i-pres-to-usetrit\/","headline":"Inflace &#8211; slovo, kter\u00e9 d\u011bs\u00ed v\u011bt\u0161inu \u010cech\u016f. Jak i p\u0159es to u\u0161et\u0159it?","name":"Inflace &#8211; slovo, kter\u00e9 d\u011bs\u00ed v\u011bt\u0161inu \u010cech\u016f. Jak i p\u0159es to u\u0161et\u0159it?","description":"Ot\u00e1zkou je, jestli v dne\u0161n\u00ed dob\u011b existuje zp\u016fsob \u00faspory, kter\u00e1 by dok\u00e1zala vyrovnat vzr\u016fstaj\u00edc\u00ed inflaci. Pokud si nejste jist\u00ed sv\u00fdmi mo\u017enostmi, nejlep\u0161\u00ed zp\u016fsob je obr\u00e1tit se na finan\u010dn\u00edho poradce. P\u0159in\u00e1\u0161\u00edme v\u00e1m p\u00e1r typ\u016f, jak uspo\u0159it sv\u00e9 pen\u00edze. Penzijn\u00ed spo\u0159en\u00ed Vzhledem k situaci ve sv\u011bt\u011b si \u010dlov\u011bk nutn\u011b pokl\u00e1d\u00e1 ot\u00e1zku \u2013 co se mnou bude, a\u017e &hellip; <div class=\"link-more text-center\"><a href=\"https:\/\/www.dompo.cz\/inflace-slovo-ktere-desi-vetsinu-cechu-jak-i-pres-to-usetrit\/\" class=\"more-link py-2 px-4\">Read More<span class=\"screen-reader-text\"> \"Inflace &#8211; slovo, kter\u00e9 d\u011bs\u00ed v\u011bt\u0161inu \u010cech\u016f. Jak i p\u0159es to u\u0161et\u0159it?\"<\/span><\/a><\/div>","datePublished":"2021-12-14","dateModified":"2023-05-02","author":{"@type":"Person","@id":"https:\/\/www.dompo.cz\/author\/#Person","name":"","url":"https:\/\/www.dompo.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/418160ee289a2fec3674f670db35c39ff464fe73fac536520dac7def2cfdeb26?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/418160ee289a2fec3674f670db35c39ff464fe73fac536520dac7def2cfdeb26?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"dompo.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.dompo.cz\/wp-content\/uploads\/money-1428587_640_1.jpg","url":"https:\/\/www.dompo.cz\/wp-content\/uploads\/money-1428587_640_1.jpg","height":0,"width":0},"url":"https:\/\/www.dompo.cz\/inflace-slovo-ktere-desi-vetsinu-cechu-jak-i-pres-to-usetrit\/","about":["Spole\u010dnost"],"wordCount":509,"articleBody":"Ot\u00e1zkou je, jestli v dne\u0161n\u00ed dob\u011b existuje zp\u016fsob \u00faspory, kter\u00e1 by dok\u00e1zala vyrovnat vzr\u016fstaj\u00edc\u00ed inflaci. Pokud si nejste jist\u00ed sv\u00fdmi mo\u017enostmi, nejlep\u0161\u00ed zp\u016fsob je obr\u00e1tit se na finan\u010dn\u00edho poradce. P\u0159in\u00e1\u0161\u00edme v\u00e1m p\u00e1r typ\u016f, jak uspo\u0159it sv\u00e9 pen\u00edze.Penzijn\u00ed spo\u0159en\u00edVzhledem k situaci ve sv\u011bt\u011b si \u010dlov\u011bk nutn\u011b pokl\u00e1d\u00e1 ot\u00e1zku \u2013 co se mnou bude, a\u017e budu v d\u016fchodov\u00e9m v\u011bku? Bude mi d\u016fchod sta\u010dit na to, abych mohl d\u016fstojn\u011b \u017e\u00edt? Lid\u00e9 v st\u00e1le ni\u017e\u0161\u00edm a ni\u017e\u0161\u00edm v\u011bku zakl\u00e1daj\u00ed penzijn\u00ed spo\u0159en\u00ed. Jeho v\u00fdhodou je, \u017ee sta\u010d\u00ed odkl\u00e1dat m\u011bs\u00ed\u010dn\u011b malou \u010d\u00e1stku k tomu, aby v\u00e1m v d\u016fchodu p\u0159inesla celkem slu\u0161n\u00fd obnos pen\u011bz. Nez\u0159\u00eddka kdy v\u00e1m na toto spo\u0159en\u00ed p\u0159isp\u00edv\u00e1 ur\u010ditou \u010d\u00e1stkou i zam\u011bstnavatel. A nesm\u00edme zapomenout na p\u0159\u00edsp\u011bvek st\u00e1tu, kter\u00fd dostanete ji\u017e od ukl\u00e1dan\u00e9 \u010d\u00e1stky 300 korun m\u011bs\u00ed\u010dn\u011b.Spo\u0159\u00edc\u00ed \u00fa\u010dtyAsi nejzn\u00e1m\u011bj\u0161\u00ed zp\u016fsob \u0161et\u0159en\u00ed pen\u011bz. Ukl\u00e1d\u00e1te si pen\u00edze na \u00fa\u010det, kde se v\u00e1m \u00faro\u010d\u00ed r\u016fzn\u011b vysok\u00fdm \u00farokem. V\u00fdb\u011br takov\u00e9ho \u00fa\u010dtu si pe\u010dliv\u011b promyslete a porovnejte si v\u0161echny nab\u00edzen\u00e9 mo\u017enosti. Va\u0161e banka v\u00e1m zdaleka nemus\u00ed nab\u00edzet ten nejv\u00fdhodn\u011bj\u0161\u00ed \u00fav\u011br. Poohl\u00e9dn\u011bte se i ke konkurenci a dob\u0159e se informujte i o poplatc\u00edch, pokud byste cht\u011bli pen\u00edze vybrat d\u0159\u00edve, ne\u017e bude stanoveno.Term\u00ednovan\u00e9 vkladyTerm\u00ednovan\u00e9 vklady jsou zaj\u00edmavou mo\u017enost\u00ed pro ty, kter\u00fdm nevad\u00ed sv\u00e9 pen\u00edze ulo\u017eit na del\u0161\u00ed \u010dasov\u00fd \u00fasek. \u00daroky se zde pohybuj\u00ed r\u016fzn\u011b, pravdou je, \u017ee abyste narazili na zaj\u00edmav\u00fd \u00farok, mus\u00edte m\u00edt sp\u00ed\u0161e \u0161t\u011bst\u00ed. V\u00fdhodou ov\u0161em je, \u017ee term\u00ednovan\u00e9 vklady jsou ze z\u00e1kona poji\u0161t\u011bn\u00e9 st\u00e1tem.InvesticeInvestice je v posledn\u00ed dob\u011b \u010d\u00edm d\u00e1l obl\u00edben\u011bj\u0161\u00ed mo\u017enost zhodnocen\u00ed financ\u00ed. Nejedn\u00e1 se tak \u00fapln\u011b o spo\u0159en\u00ed, pravdou ale je, \u017ee pokud budete v investic\u00edch opatrn\u00ed a vytrval\u00fd, m\u016f\u017eete t\u00edmto zp\u016fsobem snadno porazit inflaci. Pokud se v tomto odv\u011btv\u00ed nevyzn\u00e1te, obra\u0165te se na investi\u010dn\u00edho poradce nebo sv\u00e9ho osobn\u00edho bank\u00e9\u0159e. Investicemi m\u016f\u017eete hodn\u011b z\u00edskat, ale pokud se budete pou\u0161t\u011bt do vysok\u00fdch rizik, m\u016f\u017eete i hodn\u011b ztratit.U v\u0161ech \u00faspor ale z\u016fst\u00e1v\u00e1 pravidlem, abyste odkl\u00e1dali jen ty pen\u00edze, kter\u00e9 nebudete v nejbli\u017e\u0161\u00ed dob\u011b pot\u0159ebovat. Je v\u00edce ne\u017e vhodn\u00e9, abyste m\u011bli vytvo\u0159enou rezervu pro ne\u010dekan\u00e9 v\u00fddaje, jako je nemoc, oprava auta \u010di nutn\u00e9 zakoupen\u00ed nov\u00e9ho spot\u0159ebi\u010de. Tyto pen\u00edze m\u011bjte stranou od v\u0161ech ostatn\u00edch ale z\u00e1rove\u0148 tak, aby bylo v p\u0159\u00edpad\u011b nutnosti snadn\u00e9 se k nim dostat.\u00a0                                                                                                                                                                                                                                                                                                                                                                                        3.8\/5 - (10 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Inflace &#8211; slovo, kter\u00e9 d\u011bs\u00ed v\u011bt\u0161inu \u010cech\u016f. Jak i p\u0159es to u\u0161et\u0159it?","item":"https:\/\/www.dompo.cz\/inflace-slovo-ktere-desi-vetsinu-cechu-jak-i-pres-to-usetrit\/#breadcrumbitem"}]}]